[andyfox]

I don't know how we'd know if villain would fold a jack, or anything, here. The board is double suited, so he might figure your check-raise for a flush draw, and he might now have one; that would lessen his chances, whatever they are, of folding. Heck, he might have T-9s for all we know. I'd be surprised if you have 11 outs, but with $175 in the pot, I'd call. K-Ts in hearts or spades is another possible holding for him, but it's more likely he has a piece of the flop/turn rather than a drawing hand, since he fired again on the turn.