depends on whether the money means anything to you. If it does not then go for 1st and forget the deal. If the money means something to you then you have to take the deal, you are severely short stacked especially if you take the chip leaders stack into consideration. Also, everyone thinks they are more skilled than their opponent more times than not. In addition at only 5xBB you have almost zero FE. You would need to do some quick chip accumulation to regain any FE.