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This depends a lot on the table and on your play. If $200 is too much for you to put in on a single hand, don't play that high.

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FYP.

You do have to be aware of how the table is playing, though. I play in two local games where the max buy-in is greater than the standard 100BB, and I always buy-in for the max, even if most other players are buying in short. I used to play a large stack very poorly. If this is your case, then I agree somewhat with xorbie.

But at the same time, would you also quit every time you built your stack to 200BB during a session? If the answer is no, then buy the full amount.