Collection Agencies
So I have a collection agency after me for $1500 from an unpaid credit card. Long story cut very short, I accumulated that debt living on my own in my first year of university (debauchery-fest). I had to move back home with my parents after the year was up.
Anyways, I'm still a student and I'm still broke. I can't pay them.
I have no possessions whatsoever.. nothing to repossess except possibly the shirt off my back and a few pairs of boxers.
How do I deal with these people? Anybody have any experience or advice?
(I'll try to make up with this lame thread with a good one later.)
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