[Gar Pike]

"Assuming he made a set or has an overpair , of course my Js and Ts are no longer outs, leaving me still with 12"

FYP

I would expect to see AA-KK playing passively PF and on flop, as a trap.

You're behind on pot odds with 12 outs.

But, as was noted, you're way ahead on chips, and losing won't kill you.

Winning, while it won't make you the big stack, will still put the fear into your opponents.

So will losing, for that matter...

I think there's nothing wrong with a call here, but I wouldn't make if the stack sizes were reversed.

Regards

Gar