I don't agree that most microplayers that lose are playing more than they can afford. I think most people play for fun. When I started out, a lot of people asked me if I was winning. I wasn't winning in the beginning (and I'm not consistantly winning now either, but hopefully getting there!), and people would tell me I shouldn't play and blah blah. But poker is a hobby to me, and like all hobbies, it costs money. I didn't mind losing, and I still don't, because I'm having a great time. My personal opinion is that most microstakes players feel the same.