With 25k youre not going to get much. Any of the major banks have an asset planning formula they can stick your money in to recommend a basket of mutual funds. The risk is that they stick you in proprietary funds or funds where they otherwise get sales fees. So you may want to go with an hourly advisor who develops a diversified portfolio recommendation for you. Visit him once a year and get a rebalancing.

FWIW, asset managers are hard to find. My wife and I have been looking for a decent one for more than 3 years now, without success. We gave around 100k to some guy when we first got to NYC, and he has managed to tread water with it. I've gotten basically the return I could have gotten through ING Direct, and Ive incurred capital gains in the process.

Investing sucks.