I realize that the "How Much Do You Need" essay is in Gambling Theory and other Topics but not having that book - is the essay reprinted elsewhere on this site? If not is the formula?
I'm just sitting here with all these variences and standard deviations and nowhere to plug them in...
That essay is not on this site, but you should plug your results into the formulas in
this thread for bankroll calculations. These are more accuarate than the ones in GTAOT for the reason's explained in the thread. They also allow you to determine your bankroll for any risk of ruin, and visa versa.