Re: What to do, what to do...
There's been some good advice already in this thread, I'll just add "don't try to get even all at once".
I think that is true for both poker and personal finance. It can be real easy to get in a hole fast -- especially when unexpected expenses/problems come up. The best way out of the hole usually takes a bit longer and requires a clear understanding of the situation, a good common sense plan for improving things, and discipline to stick to the plan (and a little good luck never ever hurts...).
FWIW, I've been there (lots of debt in early/mid-twenties), and I know it's not a fun situation (and finally paying off that last bit of debt was such a great feeling). There is one stupid cliche I really learned to take to heart as I slowly paid off those bills:
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How do you eat an elephant?
One bite at a time.
[/ QUOTE ]
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