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2. Bets. As last money in. Fold Equity is high HU.
3. Raise. Good UTG players at 10/20 don't limp with A9, A7, A3. I'd say pair+FD. If capped, I call down mildly afraid of 77,33.

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(i grunched too =P)

hand 2, your WA/WB... why do you want fold equity??? chances are VERY high that your relative hand values arent changing on the river.

hand 3, which pair+fd do you put him on? a 9 from a TAG that chose not to bet the flop? or a suited 7 limping in from EP without the A? (As on board)


Edit: Actually looking back i think there can be made very strong arguments for 3bet, call or fold in hand 3.... i guess calling is the cheapest mistake (argh fish logic)

a decent tag could easily be checkraising with AJ/AQ seeing you on an overpair to the flop/underpair to the turn