[vindikation]

[ QUOTE ]
Vind-

You should be maxing out your 401K contribution because the gov't is picking up part of the tab.

[/ QUOTE ]

Well if this was money that I didn't want to use in the immediate future I would. But I want to have access to this money (buy a house, reinvest etc) and with the 401K once it goes in, it doesn't come out until I'm 59 (24 years from now). Plus my company doesn't match. If they matched, then I'd max it out because of the "free" money.