[daryn]

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If you can show that you've earned a reliable income for the past couple of years, that should be enough (combined with a sizeable down payment) to secure a pre-approval. You have filed tax returns, right?

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only filed tax returns last year, and not for a lot of money

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This is another way that avoiding paying your taxes screws you. You will have significant difficulty showing earned income reliability without tax returns to support it.

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why does everyone think i avoided paying taxes???