[teddyFBI]

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i have a signup code in my email box from one of the more visible affiliates. if i sign up with them and they get shut down, what happens to me?

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You're hosed.

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in what way? would they keep the money in my account? if they close the account and i'm able to get my money out then i haven't lost anything

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True, and the affiliate will send you a conciliatory note saying "sorry, our hands are tied", while they celebrate because they then get to keep 100% of your rake. Refer to landmark case of PSO vs. everyone you know.