She could be in a lot of trouble (as in, going-to-prison type of trouble); you, not so much.

An alternate scenario, though: "she" comes in, dumps a buy-in and arranges some HU games, then proceeds to take a few chumps to the cleaners. ("Oh, I had a lucky run in those last couple of games. Let's play for double so you can get the money back faster.")

Ironically, that would probably be perfectly okay with the site.