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Lets say its $1/$2. That puts $203 in the pot for you to call. Your 200 for 203. You favored by 1-4%, assuming the guy is telling the truth. In a tournament id go for it, not in a cash game. Think about this, it would never happen #1, 2. in a 1/2 cash game and someone raises up to just 45 its a huge raise(nevermind 200) you toss your 55 and pay no attention to the stupid head games.

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What? You call in a tournament but not in a cash game? That is totally opposite.

In this situation I fold but only because im not properly rolled. If i moved down in limits I would make this call if it were 50/50 because of the action i would get after calling/pushing all my chips with 55.