[DrPhysic]

Normally an an electonic funds transfer, which is the means that banks use to transfer money clears in a day or two. Possibly a bit longer if it is overseas.

The reason it takes 4-5 days is so that they can sell you an "Instacash Transfer" which provides you with an instant transfer, which is actually a loan to you of their money to cover the eft amount (which they have already verified with your account, btw, so they know they are going to get paid) for a mere 8.9% transaction fee. I don't know what the annualized rate is equivalent to 8.9% for 5 days but it is astronomical.

But yes the eft proceedure is normal and I have used it several times with no problem. Just be patient for a day or two. You can probably transfer her some cash on most of the poker sites to play with until she gets her own cash in the accounts. There is not a fee to transfer $ to another player on Poker Stars for instance. I think most of the rest are the same.

Doc