I'm guessing you play at bet365 because they use that format. I am a relatively new player myself and I'm sure that there are other people more qualified to answer, but let me point out what I noticed with your stats. Also, with only three months of play, you may have too small of a sampling to accurately assess the situation.

I would say that you are seeing too many flops - 44% seems pretty high(for a ten seated table), even though these stats don't separate blinds from other positions. But since the "where you fold at" is only 53% pre-flop, I'm guessing you're seeing too many flops. But you already know that because you later say that you should be folding pre flop 95% of the time(how did you come up with that?).

SSHE....

Good luck!