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btw, your bro and sis would not be responsible for the taxes. You are going to pay the member to member transfer fee rather than deposit into the sibs accounts? Although, it really doesn't matter if it is deposited into their bank account and they gave you a check after every deposit, it sure would NOT be fun to explain in an audit.

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Ya.. I was going to have my brother/sister netellers member to member transfer the funds to my account. It would never enter their bank accounts at all.