[magiluke]

You seem to be talking about just a flush draw, but there are other situations that are better than your example.

You could have a pair with a flush draw. You could have a straight draw with your flush draw. You could have a straight flush draw. You could have a straight with a flush draw.

Each of these situation could (and probably would) be played differently. And of course, there's the old generic response of "It depends on the table.", which it really does.

I guess I'm really not being any help here. Just trying to get you to look at your question, and perhaps get you closer to answering the question yourself...maybe...