[PokerMatt]

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They have insurance is the stupidest arguement I've ever heard for anything. Try paying car insurance in NJ and you'll see the effect of sky high insurance rates (a result of insurance companies having to pay claims all the time).

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NJ also has the highest population density in the country and a no-fault system. So blame north jersey (I grew up in south jersey so I may be biased). Or you can do what I did: move across the Delaware to PA and pay about half of what you pay in NJ [img]/images/graemlins/smile.gif[/img]