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1) Yes you can do well at 1/2. Not enough to live on, but with bonuses and 4-tabling, you can make $15-20 an hour maybe more depending on your winrate. I think this is more true at 2/4 and even 3/6 and a lot of pros and semipros play these games.
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Er...if 20 dollars an hour isn't enough to live on, half the
households in this country are in serious trouble.
Median Household Income Per U.S. Census
Not that I necessarily disagree, but I think most people vastly overestimate a)how much they need to live on and b)how much someone without a college degree is raising a family on.