[Warik]

Talking trash is an essential part of a friendly home game. My friends have a small, 5 or 6 player $10 buyin NL freezeout every week or two and I go only because we talk major trash - male and female alike.

Maybe you're not having fun because you're keeping quiet. If they're talking crap, they expect you to talk it back. Just keep it friendly and remember that the stakes are probably pennies in comparison to what you play online (or, at least they should be).