[diebitter]

Time: Talk abou and stick to specific nights. If you want to make an exception to this, agree it beforehand.

Money: Keep your bankroll entirely separate. If you must dip, make it a special occasion/treat, and not to be done lightly.

Otherwise byebye bankroll. It's a hell of a lot harder to justify putting money into your bankroll than to decide to take some out.
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I've found I only get aggravation if I divert from the time rules. Her indoors doesn't care about the money, as long as it costs us nothing from our 'real' income/accounts.