i have a similar homegame. what's on the table stays on the table until you leave. it's all or nothing. the only time you can cash out part of your chips at our game is after we call it. we'll usually cash out even amounts and play with a few bucks each, at that point you play until somebody has the 5 bucks or whatever it is and the others are broke. that's only if it's ok with everybody. it's friendly, but it's still for money