[Maulik]

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3 years is a long time and there's no reason why he should forgo 3 yrs of market returns just because he's going to buy a house.

I dont recall saying paying off debt was dumb, though paying down debt and investing at the same time is better, especially when the debt is only low rate student loans.

I'll refer you to Automatic Millionaire by David Bach as an example of one of many authors suggesting that.

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while doing both is good advice, reading David Bach isn't good advice.