Re: I hate car-insurance
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so what if I'm at fault for someone else's car if we have a wreck?
it's up to me to decide if I can afford whatever my legal obligation might be and/or take that chance if I can't.
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We in the law business have a term for those who are broke: "judgment proof". In essence, those who are broke can cause all sorts of mayhem and pass on the cost to their victims and/or the rest of us. IOW< Those who are broke aren't "taking a a chance", as you put it -- they are freerolling. Thus, the insurance requirement.
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