[chesspain]

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Isn't Pascal's wager just a small EV river call into an infinite pot?

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IMO, this is the fundamental flaw with Pascal's wager. Indeed, the assumption is that there is no harm in believing in God if he doesn't exist, and the payoff is huge if you believe and he does exist. Unfortunately, there is a cost involved as well, which, depending on your religion, might involve at least a few hours of worship per week in addition to all sorts of prescriptions/proscriptions for how to live your life.

And further, how does one know in which religion/belief to subscribe?

Ultimately, in order to fully protect ourselves, we would need to be open to practicing all sorts of religious beliefts, "just to be safe."

I think I'll just try to live a decent, moral life.