Gaucho,
Unfortunately, you're running into a group that strongly favors Irie here. And I think most are being blind to what seems pretty obvious to an outside observer. Without any terms and conditions otherwise (and it sounds like there may not be any), then let's look at Irie's original backing post:
Irieguy's Original Post
From that post,
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The good news is that you don't pay if you don't win, so it's a freeroll.
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How can there be any debate as to what the offer is here? If Gaucho loses the roll, it's over. It was a freeroll.
Whatever he does afterward is irrelevant. What if won back $ playing $50 Party HoldEm SNGs with his own roll? What if he won back $ playing $10 Omaha SNGs on Paradise? Hmmm, what if he won back $ at the dog track? IT DOESN'T MATTER. If it was a loan, then it would get paid back, but I don't see how anyone can mistake a freeroll for a loan.