[driller]

I think structuring involves breaking up CASH transactions so as not to generate a CTR (cash transaction report). Since your transfers would not involve cash, I don't think there is a problem.

There is a report that casinos and banks have to fill out if it involves "suspicious activity", but I don't know what the criteria are.

I doubt that one lump sum would be any more suspicious than several medium sized sums deposited close together.