[morgant]

i have been using this for all of my online money i want to use in the real world. i have the visa electron and when you sign up you get the virtual visa automatically.

you use another credit card to signup, which I assume is used to verify your credit and backup your account. I have had my limits increased and to do so, you must verify with them another credit card. There customer service is horrid, and some of their policies are also. For instance, i wanted to get my online visa limit increased to 3k so i can buy a laptop. In order to do so, i have to have 7k in my account, then send in the proper documentation, before they will consider giving me the limits. Basically, you would get your money in there and could possibly not be able to use it for what you put it there for. I was irate about this, but its their policy and there was nothin i could do about it.

I use the visa electron card a lot. And it works almost anywhere i go. It does not look like a traditional cc, and almost looks fake, so you get checked out a lot, id, clerk has to ask manager, but it works for me, marriot, best buy, grocery store, almost anywhere. I have 1500 a day atm withdrawal limits. each use of the electron card or point of sale, which is the atm card as well, is a 2$ fee from epass. THey are slimey though. They setup a tsunami relief donation thingy, i gave them a few bucks for it, and yes, they charged me on the transfer [img]/images/graemlins/crazy.gif[/img].

i did the minimum initial loading of the virtual card for $50 i think, and paid 35 for the electron, dont recall the fees though.

one gripe(if above wasnt enough), when you check into a hotel, or i bought airline tickets from orbitz, orbitz holds the tickets via my card, then the airline charges me the full price of the ticket. so the orbitz charge remained on my epass account as pending, but the funds while pending are taken from my balance, i call orbitz, they assure me that with cc, in several days the charge drops off the card. its 3 weeks later and the charge is still pending, i have like 1500 of them from various things like this. i finally call epass(which is akin to calling party) i ask why they are not dropped, they tell me i have to have the company with the pending charge send them a document with the company's letterhead saying to drop the charge!! i went ballistic, got a manager on the phone, i am asking, so everytime i reserve something with your card, it will remain pending and its my responsibility to get that company to send you the docs....etc......finally i ask, what if i never get them to send the docs, you confiscate the funds, he said it drops off after a month...........what a dikhed, could he not have said that in the beginning, so anyways, this is my longwinded review of epassporte.

epassporte is incompetent, inferior, and kinda expensive, exactly like party. i use it everyday and whenever i can, exactly like party.

also...i dont believe you can withdraw funds into your bank account....if so, please advise me how.