[LinusKS]

There are no good investments - well, except real estate, but you said you didn't want to mess with it.

Gold has no intrinsic value, and as somebody said, it hasn't done anything in years. It's purely speculative.

Stocks - despite having stagnated for almost five years now - are still overpriced. You should expect them to go down even more (in terms of P/E ratios) over the next decade or so.

Interest rates are going up, so any long-term non-liquid investment, is going to suffer.

Stay with short-term safe, interest bearing accounts.

Short-term CDs, money markets, that kind of thing.