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From the Center on Budget and Policy Priorities:
http://www.cbpp.org/2-2-05socsec2.htm
At retirement, workers with private accounts would experience a reduction in their Social Security benefits equivalent to the amount that would be in their account if the payroll taxes diverted to the account had earned interest at a rate 0.3 percent below the rate paid on Treasury bonds.
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Which is different than what you wrote after I called you on the disinformation you posted:
They will be reducing the guaranteed benefit, dollar for dollar, based on what you earn in your 'private account'