[ACPlayer]

I was reading the few details that the president offers in todays paper. You dont own the money in that 2 or 4 percent. IN fact if you retire and die the next day, your heirs lose the entire amount as the annuity is gone bye bye. THere is likely very little choice in how you invest the money too -- govt provided investment providers only is how I understand it.

Of course there are no details on how these changes will save social security. However, we can watch and see if the admin is willing to come up with anything more substantive. My guess is there will be some minor changes and the president will claim victory for sweeping changes and saving social security.