Re: Get me a credit rating
Just get every credit card possible. Then use it like it's free money, disregarding what is in your bank account and ring up monthly late fees, destroying your credit rating for the future and making and making the card have an effective 40% APR. Later, just borrow money from your parents so you can buy anything, as your credit will be too crappy to recover for 10 years.
This is basically the way that credit card companies prey upon the unknowing college students that are bombarded with free stuff every year just for signing up. It's a vicious cycle.
Use the credit card purely as a 30-day interest-free floating loan.
DN
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