The market is very low now, it rarely drops so much for so long, IMHO it has better chance of rising in the long run. Since you have already lost 25%, you might regret it if you sell.

And since you are clueless, it is advisable to keep your money in the mutual fund until you can learn about risk of different sized companies, diversification, etc.


If you don't intend to use the money in the short run, leave it in, if you need it soon take it out.