[schwza]

you should lay that down..... if you don't like money.

i'd have raised him all-in with the initial turn raise. if he flat-calls your raise with a heart draw or an OESD (or both), then he's not paying off at all if he misses, but you have to pay him off if he does.

i'm torn on how to play the flop. if he's got a top pair-type hand then calling is good, but if it's a semi-bluff, it's a disaster. but even if it's top pair and not a flush draw, a heart on the turn is still bad b/c it will kill your action. ditto for a 9 and a 4 (that would complete a straight for 78). i think i prefer a reraise on the flop.

there's no way you can fold on the end.