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-   -   Card Player to offer health insurance (http://archives2.twoplustwo.com/showthread.php?t=401173)

Cubswin 12-19-2005 03:16 AM

Card Player to offer health insurance
 
link

LAS VEGAS, Dec. 15 /PRNewswire/ -- In response to the needs and requests
of poker players without sufficient health coverage, Card Player Media is
pleased to offer its Gold and Platinum health savings cards to the poker
community.

"Many professional poker players do not have adequate coverage -- if they
even have health care," says Card Player Media Chairman and CEO Barry Shulman.
"We created the Card Player Healthcare Savings Card to give something back to
the poker community in the form of a health card for anyone to obtain
savings."

The Card Player Healthcare Savings Card specifically fills the void for
individuals who have no health coverage or very limited coverage. With
100 percent acceptance guaranteed in this program, anyone can begin to enjoy
medical, dental, vision, and many additional benefits immediately starting at
less than $10 a month.

Card benefits and features include:

* No claim forms

* No deductibles

* Preexisting conditions are included immediately

* No benefit maximum

* No waiting periods

* No age restrictions

* 100 percent guaranteed acceptance

By aggregating the purchasing power of hundreds of thousands of
individuals and families nationwide, Card Player Healthcare Savings Card
members are able to take advantage of deeply discounted rates usually reserved
only for insurance company-issued and other health plans. For self-employed
individuals, this discount card works well with health savings accounts.

swiftrhett 12-19-2005 04:23 AM

Re: Card Player to offer health insurance
 
[ QUOTE ]
Are we an insurance company?
back to top

No. The Card Player Healthcare Savings Card provides access to a pre-negotiated discount with your provider. We are simply a health care discount program that utilizes the finest preferred providers in the country. No! You don’t have to be part of a group to become a member. There are no waiting periods, no deductibles, no maximums, no limit to the number of visits and preexisting conditions are included immediately, there are no forms to be completed. You pay for only the services you need at a significant discount!

[/ QUOTE ]

It's nice of them to not tell you your discount until after you pay them. [img]/images/graemlins/tongue.gif[/img]

Lawrence Ng 12-19-2005 05:02 AM

Re: Card Player to offer health insurance
 
Given that these ARE poker players we are talking about, I think the premiums are going to be pretty high. [img]/images/graemlins/smirk.gif[/img]

Lawrence

12-19-2005 09:08 AM

Re: Card Player to offer health insurance
 
A discount plan is not health insurance.

Sniper 12-19-2005 11:42 AM

Re: Card Player to offer health insurance
 
[ QUOTE ]
A discount plan is not health insurance.

[/ QUOTE ]

teddyFBI 12-19-2005 11:49 AM

Re: Card Player to offer health insurance
 
It's beyond me why people don't just get one of Oxford or Aetna's individual plans. I've got one of Aetna's better PPO plans and pay $170 / month, and I'm quite satisfied.

AA suited 12-19-2005 05:28 PM

Re: Card Player to offer health insurance
 
ehealthinsurance.com

i'm paying $150/month for full coverage (20% copay) and basic dental. i could go down to $100/month if i went to a lower plan w/$300 deductible (then 30% copay) and no dental.

<======= non-smoker

12-19-2005 05:35 PM

Re: Card Player to offer health insurance
 
[ QUOTE ]
ehealthinsurance.com

i'm paying $150/month for full coverage (20% copay) and basic dental. i could go down to $100/month if i went to a lower plan w/$300 deductible (then 30% copay) and no dental.

<======= non-smoker

[/ QUOTE ]

Pardon me for being a health insurance nit but if it's a percentage it isn't a copay it's a coinsurance. A copay is going to be the same every time, like $10 per doctor visit or $50 for the ER or $250 to insert a penis pump.

A coinsurance is going to be a percentage of the total charge (or more accurately the reduced rate negotiated by the insurnace company). The insurance company pays 80%, you pay 20% or something like that. And, of course, this is after the deductible.

PokerAce 12-19-2005 09:04 PM

Re: Card Player to offer health insurance
 
I pay $90/mo for catastrophic coverage (found on ehealthinsurance.com as well). I have a $1500 yearly deductable, after which I am responsible for nothing.

I'm pretty healthy and don't go to the doctor that often and don't need prescriptions. If I do get sick, the worst case scenerio, I pay $2,600/yr, which averages to a little over $215/mo. Of course, I need to have the cash available to pay for any doctor visits or medication I need, but that's kept in savings.

Coinsurance is bad. With a 20% coinsurance, if you get a $100k medical bill, you owe $20k.

12-19-2005 11:10 PM

Re: Card Player to offer health insurance
 
[ QUOTE ]
I pay $90/mo for catastrophic coverage (found on ehealthinsurance.com as well). I have a $1500 yearly deductable, after which I am responsible for nothing.

I'm pretty healthy and don't go to the doctor that often and don't need prescriptions. If I do get sick, the worst case scenerio, I pay $2,600/yr, which averages to a little over $215/mo. Of course, I need to have the cash available to pay for any doctor visits or medication I need, but that's kept in savings.

Coinsurance is bad. With a 20% coinsurance, if you get a $100k medical bill, you owe $20k.

[/ QUOTE ]

If you're young and healthy this is probably a good way to go.

Once you get to say 35-40 I suspect an HMO or PPO would end up being cheaper.


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