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-   -   Splitting Rent With GF (http://archives2.twoplustwo.com/showthread.php?t=385570)

SippinSoma 11-26-2005 01:03 PM

Splitting Rent With GF
 
My girlfriend and I are planning on moving in together in January. We're most likely moving into this 1 BR apartment complex for $785/mo. We decided that in the worst case scenario, if we break up, I'll stay in the apartment and she'll move out, with no rush, once she finds a place or someone to live with. She works retail and odd jobs and makes around $1000/mo, and I play poker and make enough to cover all my expenses. My question is, how should we split the rent? 50/50? 40/60? 0/100? If you've had any similar experiences, post them. I'm totally lost on this one.

Thanks,
http://www.collegealtered.com/pictur...ot%20chick.jpg

Edit: Not my gf, just complying with the hot chick OOT policy.

11-26-2005 01:07 PM

Re: Splitting Rent With GF
 
I do not see how anything other than 50/50 would be the correct answer.

kenberman 11-26-2005 01:08 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
if we break up, I'll stay in the apartment and she'll move out, with no rush, once she finds a place or someone to live with.

[/ QUOTE ]

good luck, with alllll that

SippinSoma 11-26-2005 01:12 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
[ QUOTE ]
if we break up, I'll stay in the apartment and she'll move out, with no rush, once she finds a place or someone to live with.

[/ QUOTE ]

good luck, with alllll that

[/ QUOTE ]

Why do you say that?

11-26-2005 01:14 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
if we break up, I'll stay in the apartment and she'll move out, with no rush, once she finds a place or someone to live with.

[/ QUOTE ]

good luck, with alllll that

[/ QUOTE ]

Why do you say that?

[/ QUOTE ]



I had a freudian slip at breakfast the other day, my wife asked me to pass the butter, and I said, you stupid bitch you ruined my life!


Seriously, think about if you guys break up, how awkward everything is going to be....

dealer_toe 11-26-2005 01:15 PM

Re: Splitting Rent With GF
 
me and my g/f are in almost an identical situation. We split it all 50/50, but I pay for all the recreation. It works out.

HopeydaFish 11-26-2005 01:16 PM

Re: Splitting Rent With GF
 
Add your incomes together (or your average p*ker income, as the case may be) and then figure out what percentage each of you contributes to that total. So if she makes $1000 a month, and you make $3000 a month from p*ker, it means that you bring in 75% of the income. Since you bring in 75% of the income, you should pay 75% of the rent.

Also, you need to factor in utilities, food, entertainment, etc... into your budget. The rent is only one aspect of your expenses. If you make consirably more than she does, you might consider also picking up the non-rent related expenses as well. $1000/month doesn't go very far.

cpitt398 11-26-2005 01:16 PM

Re: Splitting Rent With GF
 
In this case I don't think it really matters, you are going to be paying the grunt of it anyways. She only makes $1000 a month, so if she forks over $600 for rent and bills, you are going to have to pay for food and entertainment exspenses anyways. I guess it depends on how she spends her discretionary income. If she spends it recklessly then you should probably make her pay half. If she needs the money for car repairs, insurance, or something she really needs, you might want to cut her a deal on the rent.

I think it is important she pays something, b/c if not, control issues might eventually stem from the situation. If you are well off, you should probably make her pay an amount that keeps her responsible but doesn't keep her in a bind to the point she might resent you for it.

11-26-2005 01:22 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
if we break up, I'll stay in the apartment and she'll move out, with no rush, once she finds a place or someone to live with.

[/ QUOTE ]

good luck, with alllll that

[/ QUOTE ]

Why do you say that?

[/ QUOTE ]

Because it's a terrible idea?

Splitting is fine, but if money is that tight for her and it's not really an issue for you it's going to cause problems.

11-26-2005 01:23 PM

Re: Splitting Rent With GF
 
I cant believe that any sane male would agree to pay more just because he makes more money. They are not married, it is a completely different situation if they were, but this is not a good way to get things started. If she makes only 1000$ per month, tell her to stop being a mooch and get a real job and/or an education. Ill gladly pay for the bulk of drinks and dinner for a girl Im seeing, but anything like this is split 50/50.

SippinSoma 11-26-2005 01:28 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
if we break up, I'll stay in the apartment and she'll move out, with no rush, once she finds a place or someone to live with.

[/ QUOTE ]

good luck, with alllll that

[/ QUOTE ]

Why do you say that?

[/ QUOTE ]

Because it's a terrible idea?

Splitting is fine, but if money is that tight for her and it's not really an issue for you it's going to cause problems.

[/ QUOTE ]

I should clarify that, if we break up, she would most likely move in with her sister or with her mom.

11-26-2005 01:31 PM

Re: Splitting Rent With GF
 

Publos Nemesis 11-26-2005 01:33 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
Add your incomes together (or your average p*ker income, as the case may be) and then figure out what percentage each of you contributes to that total. So if she makes $1000 a month, and you make $3000 a month from p*ker, it means that you bring in 75% of the income. Since you bring in 75% of the income, you should pay 75% of the rent.

Also, you need to factor in utilities, food, entertainment, etc... into your budget. The rent is only one aspect of your expenses. If you make consirably more than she does, you might consider also picking up the non-rent related expenses as well. $1000/month doesn't go very far.

[/ QUOTE ]

communist

SippinSoma 11-26-2005 01:39 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
Add your incomes together (or your average p*ker income, as the case may be) and then figure out what percentage each of you contributes to that total. So if she makes $1000 a month, and you make $3000 a month from p*ker, it means that you bring in 75% of the income. Since you bring in 75% of the income, you should pay 75% of the rent.

Also, you need to factor in utilities, food, entertainment, etc... into your budget. The rent is only one aspect of your expenses. If you make consirably more than she does, you might consider also picking up the non-rent related expenses as well. $1000/month doesn't go very far.

[/ QUOTE ]

We ran some numbers and our estimated monthly nut would be around $1000-$1200. If we split it exactly 50/50, she still has ~$400/mo she can put away, or spend as she pleases (I'm teaching her basic personal finance). I thought about your system, and decided that it doesn't make any sense.

SippinSoma 11-26-2005 01:40 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
me and my g/f are in almost an identical situation. We split it all 50/50, but I pay for all the recreation. It works out.

[/ QUOTE ]

I think this might be the most likely outcome.

phil_ivey_fan 11-26-2005 01:40 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
Since you bring in 75% of the income, you should pay 75% of the rent.

[/ QUOTE ]

I like this idea...probably b/c my girlfriend makes more than me...suga-mama-style. I pay for most of the date-dates, but she buys me awesome toys.

masse75 11-26-2005 01:46 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
We decided that in the worst case scenario, if we break up, I'll stay in the apartment and she'll move out, with no rush, once she finds a place or someone to live with.

[/ QUOTE ]

BWAHAHAHAHAHA!!!!

Anyway, 50/50. None of this "but you make more" crap.

gulebjorn 11-26-2005 01:47 PM

Re: Splitting Rent With GF
 
My girlfriend and I are in the same situation, only if we brake up, she gets to stay. It's 50/50 without a doubt.

mikewvp 11-26-2005 01:59 PM

Re: Splitting Rent With GF
 
I think it depends on where you decide to stay. If you decide to stay in a place that costs $1800 / month, thats obviously out of her budget and you are going to have to pay a little more for the luxury. If you stay in a place that fits her budget, something like 1,000 / mo, then she should definately pay half. What I am saying is if you decide to step it up to something she can't really afford you will be paying, all other things aside who really cares if she makes less, its not like shes living there any less.

JonPKibble 11-26-2005 01:59 PM

Re: Splitting Rent With GF
 
If it was to a complete stranger, I'd most likely ask for half the rent. If it was a good friend, I might cut some slack. Especially if I was renting my own property (instead of actual rent).

You could also think of it this way --- what % of the time are you using the apartment? If you play online p*ker, and are making 3x as much as her, chances are you're in the apt more often, so you're gaining more utility from it if you will.

It really does not make a difference though, what matters is what makes both of you happy.

utmt40 11-26-2005 02:07 PM

Re: Splitting Rent With GF
 
50/50 is the correct play.

Ulysses 11-26-2005 02:48 PM

Re: Splitting Rent With GF
 
More pics of that chick pls.

JihadOnTheRiver 11-26-2005 03:15 PM

Re: Splitting Rent With GF
 
Soma,

I am in a similar situation, but with a very stable GF (ie. no "what-if" contigency for moving out established). I make a lot more than her. I pay 2/3 of the rent/bills, she pays 1/3. But she cooks and cleans a lot, and if she was a lazyshit we'd have issues. But it has worked well so far. I don't think that there is anything wrong with paying more. You're still just getting a discount on your rent anyways.

fluxrad 11-26-2005 03:49 PM

Re: Splitting Rent With GF
 
I've lived w/ my girlfriend for ~3.5 years now. We split everything equally. If you get into "load balancing" then you're going to run into arguments about who's paying their fair share. What if she gets a raise, etc? Then you have to come back to and haggle for who pays what. Just split it down the middle.

If there's something you want, that she can't afford (in our case TiVo), then you can basically say, "Since this particular bill is above and beyond, I'll go ahead and pay it." but you should do your best to keep it 50/50.

OtisTheMarsupial 11-26-2005 05:10 PM

Re: Splitting Rent With GF
 
First, don't move in with someone you're worried about breaking up with.

Second, if this is for real, both of you put your money into one account and pay all household and joint entertainment expenses out of that account. Also take from that account an allowance for each of you to spend on whatever you want.

Lazymeatball 11-26-2005 05:25 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
First, don't move in with someone you're worried about breaking up with.

Second, if this is for real, both of you put your money into one account and pay all household and joint entertainment expenses out of that account. Also take from that account an allowance for each of you to spend on whatever you want.

[/ QUOTE ]

worst advice ever.
first, he didn't say he was worried about breaking up with her, but it is a pretty good idea to account for the inevitable.

second, they are not married, just shackin up, why would they share accounts, give themselves allowances and the like?

HopeydaFish 11-26-2005 05:29 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
First, don't move in with someone you're worried about breaking up with.

Second, if this is for real, both of you put your money into one account and pay all household and joint entertainment expenses out of that account. Also take from that account an allowance for each of you to spend on whatever you want.

[/ QUOTE ]

That's what my girlfriend and I did. We had one account that we were each expected to make deposits into whenever we got paid. Since my gf made a lot more than I did (I was in school and working a crappy job), I wasn't expected to contribute as much as she was, nor was I capable of doing so. Any additional money that was left over was our own to do with as we wanted. Whenever we went out, we alternated who picked up the cheque.

Once I got out of school and landed a decent job, I started paying an equal amount.

HopeydaFish 11-26-2005 05:33 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
[ QUOTE ]
First, don't move in with someone you're worried about breaking up with.

Second, if this is for real, both of you put your money into one account and pay all household and joint entertainment expenses out of that account. Also take from that account an allowance for each of you to spend on whatever you want.

[/ QUOTE ]

worst advice ever.
first, he didn't say he was worried about breaking up with her, but it is a pretty good idea to account for the inevitable.

second, they are not married, just shackin up, why would they share accounts, give themselves allowances and the like?

[/ QUOTE ]

Just to clarify when I agreed with Otis...I think getting a joint account is a good idea, but *only* to make deposits for the shared expenses. They should keep all of their other finances totally seperate.

SippinSoma 11-26-2005 06:16 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
First, don't move in with someone you're worried about breaking up with.

Second, if this is for real, both of you put your money into one account and pay all household and joint entertainment expenses out of that account. Also take from that account an allowance for each of you to spend on whatever you want.

[/ QUOTE ]

I'm not worried about breaking up with her anytime soon. I just want to establish an agreement with her before-hand, so that we don't have to fight with each other over the apartment.

This is totally real. [img]/images/graemlins/confused.gif[/img]

SippinSoma 11-26-2005 06:18 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
Soma,

I am in a similar situation, but with a very stable GF (ie. no "what-if" contigency for moving out established). I make a lot more than her. I pay 2/3 of the rent/bills, she pays 1/3. But she cooks and cleans a lot, and if she was a lazyshit we'd have issues. But it has worked well so far. I don't think that there is anything wrong with paying more. You're still just getting a discount on your rent anyways.

[/ QUOTE ]

In the case that she ends up doing more cleaning/cooking than me, I think I'll offer to pay a little more of the rent/bills. Great idea, thanks.

SippinSoma 11-26-2005 06:18 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
More pics of that chick pls.

[/ QUOTE ]

Don't have any.

Evan 11-26-2005 06:20 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
Edit: Not my gf

[/ QUOTE ]
WTF?!?!?! I hope you get banned.

P.S. Please PM me a picture of your actual gf immediately. Thanks.

The Truth 11-26-2005 06:26 PM

Re: Splitting Rent With GF
 
There isn't anything wrong with paying for all the rent and rec.
<font color="white"> If you're a little bitch </font>

blake

SippinSoma 11-26-2005 06:27 PM

Re: Splitting Rent With GF
 
Nice.

Sponger15SB 11-26-2005 06:53 PM

Re: Splitting Rent With GF
 
I thought you were like 17 or something. Weird.

SippinSoma 11-26-2005 06:56 PM

Re: Splitting Rent With GF
 
19.

nothumb 11-26-2005 07:06 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
me and my g/f are in almost an identical situation. We split it all 50/50, but I pay for all the recreation. It works out.

[/ QUOTE ]

Yup. Me too.

NT

JihadOnTheRiver 11-26-2005 09:07 PM

Re: Splitting Rent With GF
 
[ QUOTE ]
[ QUOTE ]
Soma,

I am in a similar situation, but with a very stable GF (ie. no "what-if" contigency for moving out established). I make a lot more than her. I pay 2/3 of the rent/bills, she pays 1/3. But she cooks and cleans a lot, and if she was a lazyshit we'd have issues. But it has worked well so far. I don't think that there is anything wrong with paying more. You're still just getting a discount on your rent anyways.

[/ QUOTE ]

In the case that she ends up doing more cleaning/cooking than me, I think I'll offer to pay a little more of the rent/bills. Great idea, thanks.

[/ QUOTE ]

Lemme just clarify that I don't actually make or mention her doing any more work. And when the house is [censored], we both clean. But it just kinda works that way. My main point, I guess if I even have one, is that I wouldn't be very happy paying &gt;%50 for a free-loader.

11-26-2005 09:32 PM

Re: Splitting Rent With GF
 
I would pay for the whole thing (I dont make that much). Does that make me a bad person?

RunDownHouse 11-26-2005 09:41 PM

Re: Splitting Rent With GF
 
First, I see no reason to pay more than your share of the bills before you're married. "Your share" being 50% of the rent, utilities, food, etc. If you eat a shitload more than her, or nicer things, then throw some more in for food. Ditto for things like TiVO if you absolutely must have it and she doesn't really care. I'm amazed that some say they would completely subsidize another person's life. There's a reason its called a "marriage contract," not a "marriage freeload."

Second,
[ QUOTE ]
19.

[/ QUOTE ]
You're too young for this.


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