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-   -   I owe neteller money (http://archives2.twoplustwo.com/showthread.php?t=347898)

PokerCat69 09-30-2005 08:39 PM

I owe neteller money
 
I currently have a negative balance on neteller. Will they attempt to withdraw funds from my account automatically or wait for me to deposit money on my own?

Reef 09-30-2005 09:17 PM

Re: I owe neteller money
 
fund your account and pay them, you don't wanna [censored] with neteller

bryan4967 09-30-2005 09:24 PM

Re: I owe neteller money
 
They broke my index fingers, a season-ending injury for an online poker player.

jman220 09-30-2005 11:31 PM

Re: I owe neteller money
 
[ QUOTE ]
I currently have a negative balance on neteller. Will they attempt to withdraw funds from my account automatically or wait for me to deposit money on my own?

[/ QUOTE ]

How did this happen, did you do an instacash that you couldn't cover?

Oilcan 09-30-2005 11:38 PM

Re: I owe neteller money
 
This happened to my wife. (I was away and had no idea)

Neteller will try to withdraw every week from your bank account that you attached to the neteller account.

Every week they charge you a NSF fee of $30. Then if you have no money in your bank account your bank charges you another $30.

Your bank and Neteller will play pass the NSF for 3 full weeks at that point neteller will stop, but you will owe around $180-$240 in service charges.

So pay up or close your neteller account ASAP.

regards

PokerCat69 10-01-2005 12:05 AM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]
I currently have a negative balance on neteller. Will they attempt to withdraw funds from my account automatically or wait for me to deposit money on my own?

[/ QUOTE ]

How did this happen, did you do an instacash that you couldn't cover?

[/ QUOTE ]
yeah I was short $3, but my account has overdraft protection on it.

PokerCat69 10-01-2005 12:23 AM

Re: I owe neteller money
 
[ QUOTE ]

So pay up or close your neteller account ASAP.
regards

[/ QUOTE ]
how do you close the neteller account?

danvh 10-01-2005 12:45 AM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]

So pay up or close your neteller account ASAP.
regards

[/ QUOTE ]
how do you close the neteller account?

[/ QUOTE ]

Very carefully

Losing all 10-01-2005 02:14 AM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]

So pay up or close your neteller account ASAP.
regards

[/ QUOTE ]
how do you close the neteller account?

[/ QUOTE ]

You'd sell NT for $3. Isn't it worth more than that to you?

speirs 10-02-2005 06:30 AM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]

So pay up or close your neteller account ASAP.
regards

[/ QUOTE ]
how do you close the neteller account?

[/ QUOTE ]

You'd sell NT for $3. Isn't it worth more than that to you?

[/ QUOTE ]
Just pay up!

speirs 10-02-2005 06:31 AM

Re: I owe neteller money
 
Wow can they really do that? Get cash from your attached bankaccount?

ThaHero 10-04-2005 09:10 AM

Re: I owe neteller money
 
[ QUOTE ]
Wow can they really do that? Get cash from your attached bankaccount?

[/ QUOTE ]

Money doesn't grow on trees. If you transfer into Neteller it has to come from somewhere. And last I checked, NT isn't a charity organization.

speirs 10-05-2005 03:45 AM

Re: I owe neteller money
 
Your post doesn't make sense at all.

What I am asking is if they can really get money out of your attached bankaccount without you giving permission to do so.

CORed 10-05-2005 03:06 PM

Re: I owe neteller money
 
[ QUOTE ]
Your post doesn't make sense at all.

What I am asking is if they can really get money out of your attached bankaccount without you giving permission to do so.

[/ QUOTE ]

I don't have a Netteller account, but I would guess that when you set up your account, somewhere in the Terms and Conditions, you know all that text that you probably didn't read, it says that you agree that they have the right to withdraw money to cover overdrafts.

speirs 10-05-2005 03:14 PM

Re: I owe neteller money
 
[ QUOTE ]
somewhere in the Terms and Conditions, you know all that text that you probably didn't read

[/ QUOTE ]
Hmmm... maybe that is exactly where it is at. Knowing this... I'm afraid I'm still to lazy to read it [img]/images/graemlins/tongue.gif[/img]

speirs 10-05-2005 03:18 PM

Re: I owe neteller money
 
Ehrm,.. no, come to think about it, that would suck, it's important [censored]. I will have a look at the T&C.

Seether 10-05-2005 05:48 PM

Re: I owe neteller money
 
If you deposited money that wasnt there Im sure they are allowed to attempt to recieve their funds (especially if your fradulent deposit was from that bank account). Im sure the amount was more than 3$ or you would not be having such a large issue with this since just about every bank would just bring your account to -3$ (+ fees for doing it) rather than denying the entire transaction. Good job [censored] up.

ThaHero 10-05-2005 07:50 PM

Re: I owe neteller money
 
[ QUOTE ]
Your post doesn't make sense at all.

What I am asking is if they can really get money out of your attached bankaccount without you giving permission to do so.

[/ QUOTE ]

My post made no sense because you didn't understand oilcan's post apparently.

If you deposit money that you don't have, of course they have permission to try and get it as many times as they want. They won't just say "Oh he doesn't have it" and walk away. They may send you an email or call you(not sure) and let you know that you don't have sufficient funds, but don't you think it would be fair for them to try to get the money out of the account?

On the other hand, if I have never made a transaction with NT, and all of a sudden they try to take out $50, of course they can't do that. I've never heard of anyone having that problem though.

ncboiler 10-05-2005 08:51 PM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
I currently have a negative balance on neteller. Will they attempt to withdraw funds from my account automatically or wait for me to deposit money on my own?

[/ QUOTE ]

How did this happen, did you do an instacash that you couldn't cover?

[/ QUOTE ]
yeah I was short $3, but my account has overdraft protection on it.

[/ QUOTE ]

You owe them 3 bucks?

ncboiler 10-05-2005 08:56 PM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]
Your post doesn't make sense at all.

What I am asking is if they can really get money out of your attached bankaccount without you giving permission to do so.

[/ QUOTE ]

My post made no sense because you didn't understand oilcan's post apparently.

If you deposit money that you don't have, of course they have permission to try and get it as many times as they want. They won't just say "Oh he doesn't have it" and walk away. They may send you an email or call you(not sure) and let you know that you don't have sufficient funds, but don't you think it would be fair for them to try to get the money out of the account?

On the other hand, if I have never made a transaction with NT, and all of a sudden they try to take out $50, of course they can't do that. I've never heard of anyone having that problem though.

[/ QUOTE ]

I would be shocked if Neteller can access your account without your permission even if it were attached to your account. A bank can't even do that when you don't pay your overdraft after you get funds into your account the overdraft was protecting.

tonypaladino 10-06-2005 02:16 AM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
Your post doesn't make sense at all.

What I am asking is if they can really get money out of your attached bankaccount without you giving permission to do so.

[/ QUOTE ]

My post made no sense because you didn't understand oilcan's post apparently.

If you deposit money that you don't have, of course they have permission to try and get it as many times as they want. They won't just say "Oh he doesn't have it" and walk away. They may send you an email or call you(not sure) and let you know that you don't have sufficient funds, but don't you think it would be fair for them to try to get the money out of the account?

On the other hand, if I have never made a transaction with NT, and all of a sudden they try to take out $50, of course they can't do that. I've never heard of anyone having that problem though.

[/ QUOTE ]

I would be shocked if Neteller can access your account without your permission even if it were attached to your account. A bank can't even do that when you don't pay your overdraft after you get funds into your account the overdraft was protecting.

[/ QUOTE ]

A bank won't do that with an overdraft account because they are making interest and fees off of the overdraft.

Try paying your cell phone/cable/electric bill online with a checking account that had in suficient funds. The company will keep trying to debit your account for the funds until it has them. It might try once a week, and you may be charged a fee by them and the bank each time they do that.

You agreed to this in the terms and conditions of neteller/phone company/ect...

ohnonotthat 10-06-2005 03:42 AM

They can try to debit your
 
B&M bank and I am sure you can instruct the bank not to pay them - the cyber version of stopping a check.

- Read the T/C; I'm not an expert on banking law especially not international banking law.

*

Now that we have hashed out what they - and you - are allowed to do . . .

Why would you want to fxxk with them ?

Neteller is the best thing to happen to online poker since the affordable laptop; the ATM card alone is enough of a reason not to want to destroy this relationship.

Everybody smile and say, "tax-free income".

Add this to the fact that you did agree to deal with them in a good faith manner and I am left to ask, WHY ?

*

If it is your mission in life to screw them I stand by my assertion; if you want to avoid paying them you likely can.

"I was not the one who made that transaction and I did not authorize anyone else to use my account" ought to do it.

Yuck - sounds kind of sleazy but . . .

ThaHero 10-06-2005 06:11 AM

Re: I owe neteller money
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
Your post doesn't make sense at all.

What I am asking is if they can really get money out of your attached bankaccount without you giving permission to do so.

[/ QUOTE ]

My post made no sense because you didn't understand oilcan's post apparently.

If you deposit money that you don't have, of course they have permission to try and get it as many times as they want. They won't just say "Oh he doesn't have it" and walk away. They may send you an email or call you(not sure) and let you know that you don't have sufficient funds, but don't you think it would be fair for them to try to get the money out of the account?

On the other hand, if I have never made a transaction with NT, and all of a sudden they try to take out $50, of course they can't do that. I've never heard of anyone having that problem though.

[/ QUOTE ]

I would be shocked if Neteller can access your account without your permission even if it were attached to your account. A bank can't even do that when you don't pay your overdraft after you get funds into your account the overdraft was protecting.

[/ QUOTE ]

If you don't have money, there is no money for them to access and take out.

Here is what happened with me. This is PayPal but I'm sure it's the same thing:

I made a transaction with PayPal. I did not have sufficient funds. I made the transaction over the weekend. They didn't try to get it until Monday morning. When they went, it wasn't there. I was charged an NSF fee by my bank of $30.

PayPal sends an email informing me of this. They say they will try again in two days. If I did not put the necessary funds into my account in two days, my bank would have charged another $30 NSF fee. This has happened to me with PayPal and T-Mobile. I'm sure Netteller is no different.

By making a transaction you ARE giving them permission to go into your account and take money. If you DON'T have that money, they WILL(and SHOULD) try again. You will rack up bank fees(and possibly fees with whatever service you used as well depending on their terms).

I already said that Netteller will not come out of the blue and try to take $50(or whatever amount) out of your bank account. HOWEVER, if you make a transaction and don't have the funds to clear it, they CAN TRY to get it. If you make a $500 deposit INTO NT, and your bank account is at $1500, the transfer will go through. However, if you make that $500 transfer, and DON'T have money, the transfer will probably go through, but when NT tries to process it with the bank it will come back NSF. You WILL get charged by the bank(in most cases) and NT will more than likely try again in a few days.

I don't understand what's so hard to grasp about that...


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