how many of you buy medical/dental insurance? And how much is it?
 

The reason I'm asking is because recently I went to the dentist and was charged an outrageous amount. It's my teeth so I'm just going to pay what they say but it got me to thinking about medical ins.

I'm in my mid 20's and am healthy but it still costs quite a bit and the one's that are reasonably priced have a really high copay for every visit. So I'm just wondering what others have found out there that is reasonably priced

Re: how many of you buy medical/dental insurance? And how much is it?
 

Hi NL,

Medical Insurance is all about catastrophic illness, in my opinion, for a person in their 20's who is healthy. Let's say it will cost you $3000-6000 per year for a medical insurance policy: It you get really really sick or hit by a car, will you die waiting for treatment because you do not have the insurance card in your pocket? Will you owe the hospital a fortune (if you are lucky enough to get decent treatment) so they take everything from you? Or maybe you have middle class parents who do not want you to
die in a public hospital? Will the $100k or $200k bill clean them out?

I am lucky enough to have made some $$$, and these are the reasons I pay for my grad school son's insurance policy. Those were the questions I asked myself.

Some stories: My rich uncle did not believe in insurance (after he fought through the islands (e.g. Tarawa) in WWII
he wasn't quite himself afterwards). When his wife got sick in her 60's he went to the hospital with a suitcase full of money. He was much less rich afterwards. Before my old dad died a few yrs ago, his insurance policies (he was a veteran of WWII also and a retired govt employee) paid the hospital about $750k for his last months.

I love America, I grew up in the projects and I now run a corporation. But given our priorities, which is a topic for another forum, if you can afford basic catastrophe insurance and don't have it you are very foolish. If you cannot, I am sorry.

MK

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Medical Insurance is all about catastrophic illness, in my opinion, for a person in their 20's who is healthy.

[/ QUOTE ]
Yes and no. I had my appendix removed three years ago. It tallied about $20k. I was certainly grateful I had insurance.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
[ QUOTE ]
Medical Insurance is all about catastrophic illness, in my opinion, for a person in their 20's who is healthy.

[/ QUOTE ]
Yes and no. I had my appendix removed three years ago. It tallied about $20k. I was certainly grateful I had insurance.

[/ QUOTE ]

Me too!! 6 months ago for 22 K. I paid 2.

Krishan

Re: how many of you buy medical/dental insurance? And how much is it?
 

Chief,

I consider $20k catastrophic for some people. While it is on the low side moneywise, what if you wait for 5 hours at a public facility in a big city to be examined and the appendix bursts? Let's take Bellevue vs NYU Medical Center 5 blocks apart. In NYU, with your medical card, you will get quick service. At Bellevue, you might die. That's a catastrophe, n'est-ce pas?

MK

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
I consider $20k catastrophic for some people.

[/ QUOTE ]
Yeah. I guess I should have realized. I just wanted to point out for the OP if he didn't realize it that even fairly routine things can be very pricey at times.

[ QUOTE ]
what if you wait for 5 hours at a public facility in a big city to be examined and the appendix bursts?

[/ QUOTE ]
Believe me, that sucks. Except I was in Philly not NYC. But the ironically ~5 hours was excruciating and I was begging for morphine. If not for that it probably wouldn't have been close to that cost but 5 nights in the hospital tends to run up the bill.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Chief,

I consider $20k catastrophic for some people. While it is on the low side moneywise, what if you wait for 5 hours at a public facility in a big city to be examined and the appendix bursts? Let's take Bellevue vs NYU Medical Center 5 blocks apart. In NYU, with your medical card, you will get quick service. At Bellevue, you might die. That's a catastrophe, n'est-ce pas?

MK

[/ QUOTE ]

Damn if that's really how it works I'm going to buy and then cancel med. insurance just for the card.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Hi NL,

Medical Insurance is all about catastrophic illness, in my opinion, for a person in their 20's who is healthy. Let's say it will cost you $3000-6000 per year for a medical insurance policy: It you get really really sick or hit by a car, will you die waiting for treatment because you do not have the insurance card in your pocket? Will you owe the hospital a fortune (if you are lucky enough to get decent treatment) so they take everything from you? Or maybe you have middle class parents who do not want you to
die in a public hospital? Will the $100k or $200k bill clean them out?

I am lucky enough to have made some $$$, and these are the reasons I pay for my grad school son's insurance policy. Those were the questions I asked myself.

Some stories: My rich uncle did not believe in insurance (after he fought through the islands (e.g. Tarawa) in WWII
he wasn't quite himself afterwards). When his wife got sick in her 60's he went to the hospital with a suitcase full of money. He was much less rich afterwards. Before my old dad died a few yrs ago, his insurance policies (he was a veteran of WWII also and a retired govt employee) paid the hospital about $750k for his last months.

I love America, I grew up in the projects and I now run a corporation. But given our priorities, which is a topic for another forum, if you can afford basic catastrophe insurance and don't have it you are very foolish. If you cannot, I am sorry.

MK

[/ QUOTE ]

Nice. I love hearing success stories. What kind of business do you run? Just curious. One day I hope to not work for "the man".

Edit: Insurance is expensive. I have $100/week for me and my family. Basically a car payment.

Re: how many of you buy medical/dental insurance? And how much is it?
 

What happens if you don't have insurance and the hospital treats you and then you decide to simply not pay them?

What can they do?

Re: how many of you buy medical/dental insurance? And how much is it?
 

$100/week for a family is cheap comparatively. My son's policy costs that much for him alone in NYC. And I pay much much more per family for my employees.

About me: I run a computer firm, 8 figure company, very profitable (people often forget that they are in business to make profits, I hate that). I hated HATED the poverty of hand to mouth when growing up. I am smart, but I have been very very lucky. And I do work my ass off. And then I play online about 5 hours while watching TV every night with the wife [img]/images/graemlins/smile.gif[/img]

MK

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
$100/week for a family is cheap comparatively. My son's policy costs that much for him alone in NYC. And I pay much much more per family for my employees.

About me: I run a computer firm, 8 figure company, very profitable (people often forget that they are in business to make profits, I hate that). I hated HATED the poverty of hand to mouth when growing up. I am smart, but I have been very very lucky. And I do work my ass off. And then I play online about 5 hours while watching TV every night with the wife [img]/images/graemlins/smile.gif[/img]

MK

[/ QUOTE ]

You are my hero! Seriously you are living the life that I want to live. Own a successful business and still have time to play 5 hours of poker. I also grew up with very little. I joined the US Navy hoping that would help. Now I am a systems administrator for a chemical company not making very much. Still basically living check to check. Not what I want to do for the rest of my life. Any tips?

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Hi NL,

Medical Insurance is all about catastrophic illness, in my opinion, for a person in their 20's who is healthy. Let's say it will cost you $3000-6000 per year for a medical insurance policy: It you get really really sick or hit by a car, will you die waiting for treatment because you do not have the insurance card in your pocket? Will you owe the hospital a fortune (if you are lucky enough to get decent treatment) so they take everything from you? Or maybe you have middle class parents who do not want you to
die in a public hospital? Will the $100k or $200k bill clean them out?

I am lucky enough to have made some $$$, and these are the reasons I pay for my grad school son's insurance policy. Those were the questions I asked myself.

Some stories: My rich uncle did not believe in insurance (after he fought through the islands (e.g. Tarawa) in WWII
he wasn't quite himself afterwards). When his wife got sick in her 60's he went to the hospital with a suitcase full of money. He was much less rich afterwards. Before my old dad died a few yrs ago, his insurance policies (he was a veteran of WWII also and a retired govt employee) paid the hospital about $750k for his last months.

I love America, I grew up in the projects and I now run a corporation. But given our priorities, which is a topic for another forum, if you can afford basic catastrophe insurance and don't have it you are very foolish. If you cannot, I am sorry.

MK

[/ QUOTE ]

Flex that e-penis! Just kidding man, it's great your so well off.

Re: how many of you buy medical/dental insurance? And how much is it?
 

Man,

after hearing some of the stories in this thread, I'm even more glad to be a Canadian.

$22K to get your appendix removed!?!? What if someone can't afford that? (Seriously, i don't know how the US system works?)


Adam

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Man,

after hearing some of the stories in this thread, I'm even more glad to be a Canadian.

$22K to get your appendix removed!?!? What if someone can't afford that? (Seriously, i don't know how the US system works?)


Adam

[/ QUOTE ]

I think we should adopt Canadas health care program.

Re: how many of you buy medical/dental insurance? And how much is it?
 

Then you undergo a financial crisis or file for bankruptcy (which screws you long term) Kinda sucks that our tax dollar go to military while yours go to something useful.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Then you undergo a financial crisis or file for bankruptcy (which screws you long term) Kinda sucks that our tax dollar go to military while yours go to something useful.

[/ QUOTE ]

You are seriously misguided as to the strengths and weaknesses of the Canadian and US health systems. There are public hositals for people who can't afford insurance, so your tax dollars do provide health care for the poor. If you're not poor you need to be paying for health insurance.

Socialized medicine is awesome as long as you don't mind waiting months for any kind on non-emergency care. Do you think more people come to the US from Canada for health care, or the other way around?

It's not the government's job to pay for your health care.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
It's not the government's job to pay for your health care.


[/ QUOTE ]


YA, MAN, SCREW THE POOR!!!












[img]/images/graemlins/mad.gif[/img]

Re: how many of you buy medical/dental insurance? And how much is it?
 

Yeah and screw our Social Security also. At the very least they should pay for our health insurance.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
What happens if you don't have insurance and the hospital treats you and then you decide to simply not pay them?

What can they do?

[/ QUOTE ]


They sue you, just like any other creditor. They then garnish your wages, or do anything else a creditor with a judgment against you can do.

Yes, hospitals do this.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
[ QUOTE ]
What happens if you don't have insurance and the hospital treats you and then you decide to simply not pay them?

What can they do?

[/ QUOTE ]



They sue you, just like any other creditor. They then garnish your wages, or do anything else a creditor with a judgment against you can do.

Yes, hospitals do this.

[/ QUOTE ]

Sad but true. Then your credit is screwed for life. Then you can't buy a house and sometimes can't get a job because of your credit. Then you are forced to do criminal activities to make $$. Then you go to prison and have taxpayers support you. I love America but we need to do something.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]


YA, MAN, SCREW THE POOR!!!

[img]/images/graemlins/mad.gif[/img]

[/ QUOTE ]

Um, apparently you missed the part where I said the poor have their health care covered. There are public hospitals that are paid for by taxes, and other welfare type programs for the poor. I'm not talking about the poor.

I'm saying the average person should pay for their own health insurance, instead of looking for a government handout. Personal responsibility anyone?

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]


Sad but true. Then your credit is screwed for life. Then you can't buy a house and sometimes can't get a job because of your credit. Then you are forced to do criminal activities to make $$. Then you go to prison and have taxpayers support you. I love America but we need to do something.


[/ QUOTE ]

Oh give me break. Do people really think like this? Scary.

People with unpaid medical bills can get jobs, LOL. Yeah it can ruin your credit score. That's not the end of the world.

Health care is expensive, you're right. That's what insurance is for. Say you can't afford insurance? I say BS. Anyone with a decent job can afford at least catastrophic health insurance, which won't pay for every doctor visit and drug, but will keep you out of financail ruin.

No job? poor? disabled? There are government programs to help you. That's who the government programs are for. Not the average person.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
[ QUOTE ]


YA, MAN, SCREW THE POOR!!!

[img]/images/graemlins/mad.gif[/img]

[/ QUOTE ]

Um, apparently you missed the part where I said the poor have their health care covered. There are public hospitals that are paid for by taxes, and other welfare type programs for the poor. I'm not talking about the poor.

I'm saying the average person should pay for their own health insurance, instead of looking for a government handout. Personal responsibility anyone?

[/ QUOTE ]


I know this isn't the forum to be discussing this in, but I can't resist.......


In a two-tiered health care system (like you have suggested), the good health care resources and personel are drawn into the private sector, leaving the public sector with the crumbs.

Is it fair to say the poor don't deserve as good of health care as the rich? Doesn't this devalue the poor's health/life?


Adam

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
What happens if you don't have insurance and the hospital treats you and then you decide to simply not pay them?

What can they do?

[/ QUOTE ]

The more passive hospital billing agencies will send your name to a collection agency, and if you don't pay this bill it will end up on your credit report. As a landlord, I am less likely to rent to someone who has a history of failing to pay medical bills. If I do rent to them, I may charge them a higher rent to cover myself for the increased risk of default. Obviously, having bad items on your credit report will increase the interest rates one will pay for a car loan, mortgage, etc.

In addition, some hospitals more recently have taken to suing patients over unpaid bills--and when victorious, have been able to place liens on patients' homes.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Doesn't this devalue the poor's health/life?

[/ QUOTE ]



you pretty much got it.

welcome to america.


(this country REALLY freaking annoys me sometimes)

Re: how many of you buy medical/dental insurance? And how much is it?
 

my insurance plan:

medical: 73$/mo for catastrophic (5k deductible)
that should cover my ass should something bad happen

dental: LOTS OF FLOSS, and regular brushing. then a $200 cleaning/checkup once a year. if you break that down by months its quite manageable.

vision: lots of carrots.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
[ QUOTE ]
What happens if you don't have insurance and the hospital treats you and then you decide to simply not pay them?

What can they do?

[/ QUOTE ]

The more passive hospital billing agencies will send your name to a collection agency, and if you don't pay this bill it will end up on your credit report. As a landlord, I am less likely to rent to someone who has a history of failing to pay medical bills. If I do rent to them, I may charge them a higher rent to cover myself for the increased risk of default. Obviously, having bad items on your credit report will increase the interest rates one will pay for a car loan, mortgage, etc.

In addition, some hospitals more recently have taken to suing patients over unpaid bills--and when victorious, have been able to place liens on patients' homes.

[/ QUOTE ]


So basically, if you make a living playing poker and you only plan to live in apartments the rest of your life anyway and you always pay the full years lease up front then they can't do [censored] to you.

BWAAAAHAHAHAHAHAHA!

Sticking it to the man. [img]/images/graemlins/smirk.gif[/img]

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]

You are seriously misguided as to the strengths and weaknesses of the Canadian and US health systems. There are public hositals for people who can't afford insurance, so your tax dollars do provide health care for the poor. If you're not poor you need to be paying for health insurance.

Socialized medicine is awesome as long as you don't mind waiting months for any kind on non-emergency care. Do you think more people come to the US from Canada for health care, or the other way around?


[/ QUOTE ]

Princeton economics professor Paul Krugman offers this assessment about the United States' private health care system versus the public health care systems of countries like Canada, Britain, Germany, and France. I tend to believe the economist who knows all the figures. YMMV, though.

"A dozen years ago, everyone was talking about a health care crisis. But then the issue faded from view: a few years of good data led many people to conclude that H.M.O.'s and other innovations had ended the historic trend of rising medical costs.

But the pause in the growth of health care costs in the 1990's proved temporary. Medical costs are once again rising rapidly, and our health care system is once again in crisis. So now is a good time to ask why other advanced countries manage to spend so much less than we do, while getting better results.

Before I get to the numbers, let me deal with the usual problem one encounters when trying to draw lessons from foreign experience: somebody is sure to bring up the supposed horrors of Britain's government-run system, which historically had long waiting lists for elective surgery.

In fact, Britain's system isn't as bad as its reputation - especially for lower-paid workers, whose counterparts in the United States often have no health insurance at all. And the waiting lists have gotten shorter.

But in any case, Britain isn't the country we want to look at, because its health care system is run on the cheap, with total spending per person only 40 percent as high as ours.

The countries that have something to teach us are the nations that don't pinch pennies to the same extent - like France, Germany or Canada - but still spend far less than we do. (Yes, Canada also has waiting lists, but they're much shorter than Britain's - and Canadians overwhelmingly prefer their system to ours. France and Germany don't have a waiting list problem.)

Let me rattle off some numbers.

In 2002, the latest year for which comparable data are available, the United States spent $5,267 on health care for each man, woman and child in the population. Of this, $2,364, or 45 percent, was government spending, mainly on Medicare and Medicaid. Canada spent $2,931 per person, of which $2,048 came from the government. France spent $2,736 per person, of which $2,080 was government spending.

Amazing, isn't it? U.S. health care is so expensive that our government spends more on health care than the governments of other advanced countries, even though the private sector pays a far higher share of the bills than anywhere else.

What do we get for all that money? Not much.

Most Americans probably don't know that we have substantially lower life-expectancy and higher infant-mortality figures than other advanced countries. It would be wrong to jump to the conclusion that this poor performance is entirely the result of a defective health care system; social factors, notably America's high poverty rate, surely play a role. Still, it seems puzzling that we spend so much, with so little return.

A 2003 study published in Health Affairs (one of whose authors is my Princeton colleague Uwe Reinhardt) tried to resolve that puzzle by comparing a number of measures of health services across the advanced world. What the authors found was that the United States scores high on high-tech services - we have lots of M.R.I.'s - but on more prosaic measures, like the number of doctors' visits and number of days spent in hospitals, America is only average, or even below average. There's also direct evidence that identical procedures cost far more in the U.S. than in other advanced countries.

The authors concluded that Americans spend far more on health care than their counterparts abroad - but they don't actually receive more care. The title of their article? "It's the Prices, Stupid."

Why is the price of U.S. health care so high? One answer is doctors' salaries: although average wages in France and the United States are similar, American doctors are paid much more than their French counterparts. Another answer is that America's health care system drives a poor bargain with the pharmaceutical industry.

Above all, a large part of America's health care spending goes into paperwork. A 2003 study in The New England Journal of Medicine estimated that administrative costs took 31 cents out of every dollar the United States spent on health care, compared with only 17 cents in Canada."

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
Chief,

I consider $20k catastrophic for some people. While it is on the low side moneywise, what if you wait for 5 hours at a public facility in a big city to be examined and the appendix bursts? Let's take Bellevue vs NYU Medical Center 5 blocks apart. In NYU, with your medical card, you will get quick service. At Bellevue, you might die. That's a catastrophe, n'est-ce pas?

MK

[/ QUOTE ]

This is total rubbish. Several things. You imply here that a "public" facility is somehow free or cheaper. That is just not true. You also state that having your insuance card with you could save your life or get you quicker service. This is also completely ridiculous. This is my business. I may not know much about poker, but I know about this. Federal law prohibits selective treatment for emergency patients based on insurance funding. If you are really sick, you will be moved ahead if possible. The problem is this: too many people have no coverage and therfore don't seek medical care in the primary care clinics. ERs and hospitals then get overcrowded. Much more complex then this but I doubt anyone cares.

To the OP: get an HMO or some type of less expensive coverage and accept that you will get stuck for small bills on top of your insurance. If you are healty that is best and you will not have your life ruined financially should there be a major accident or illness (appendicitis counts).

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
In a two-tiered health care system (like you have suggested), the good health care resources and personel are drawn into the private sector, leaving the public sector with the crumbs.

Is it fair to say the poor don't deserve as good of health care as the rich? Doesn't this devalue the poor's health/life?


[/ QUOTE ]
Adam,

No offense, but of all the arguments for the Canadian style of health care vs. that in the US quality (including timeliness) of healthcare in general is definitely not a good one. Besides, where do you think a lot of the better Canadian physicians end up? It's not like they're unable to get into the US private sector. Immigration is a pain in general but not so much for anyone in a very specialized field where the demand is high.

Chief

Re: how many of you buy medical/dental insurance? And how much is it?
 

Advice: Move to Scandinavia

Medical care: Free
Dental care: 75% reduction
Social care: unemployed and seniors: gets paid by the state to maintain an OK living standard.

Downside: 50%-65% tax on income depending on level.
but who says the taxman knows about poker.... [img]/images/graemlins/smile.gif[/img]

Re: how many of you buy medical/dental insurance? And how much is it?
 

This has gotten a bit off topic from what the OP intended, so I will try to steer it back.

I am an independent consultant. I live in CA and have Blue Cross/Blue Shield. My deductible is $2k. My prescriptions are $15-name brand/$10-generic. My doctor visits are $45. For most other services, I pay 30% of costs. I pay $70/month for this.

DN

Re: how many of you buy medical/dental insurance? And how much is it?
 

Medical $24 a month
Dental and drugs $50 a month

Re: how many of you buy medical/dental insurance? And how much is it?
 

Hey Doc,

Read the NY Times Article on how 3 people, one a rich guy with connections, one middle class, and one poor, all fared when they had mild heart attacks in the big city before you
say the word rubbish.

This is reality: The rich guy got great care, the middle class guy got fair care, and the poor immigrant lady got almost no care.

MK

Re: how many of you buy medical/dental insurance? And how much is it?
 

Im 23, non-smoking, male, in good health. I have a 2k deductible on "catastrope visits", pay 20$ for generic meds 30$ for non-generic, and pay 20$ for office visits. 68$ a month. Just do some research, for a young male health insurance is very affordable. If I was a women, it would be at least 250$ a month though.

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]


The reason I'm asking is because recently I went to the dentist and was charged an outrageous amount. It's my teeth so I'm just going to pay what they say but it got me to thinking about medical ins.

I'm in my mid 20's and am healthy but it still costs quite a bit and the one's that are reasonably priced have a really high copay for every visit. So I'm just wondering what others have found out there that is reasonably priced

[/ QUOTE ]

Teeth are -EV over the long term. Have'em pulled now while you're young. [img]/images/graemlins/grin.gif[/img]

Dental and Vision programs can be quite costly, but are great to have in place when you need them. Delta Dental is a major player in the market. Never had to mess with vision care policies though.

Get yourself something with a deductible as high as you can afford, then go one higher for catastrophic stuff. Shop and compare religously too.

Re: how many of you buy medical/dental insurance? And how much is it?
 

i personally do not have medical insurance right now but am also considering it as well. however, one thing that has recently come to my attention is that if something catastrophic does happen you will get treatment and just be in debt for 100k or whatever the bill is. if you keep your money in a safe box or buried in the ground or something, they cant take that from you. if you own a house thats a whole different story.

personally, since im 20 i dont have many assest to lose. if i am in debt for 100k cant i just move to another country outside of us jurisdiction and avoid paying the debt, or how does this work? i really have no interest in living in america for the rest of my life anyway, and forsee myself moving to the caribean sometime in my 30s hopefully.

under these circumstances, shouldnt i just avoid getting insurance and if something catastrophic does happen i just move to another country?

is this even legal?

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
i personally do not have medical insurance right now but am also considering it as well. however, one thing that has recently come to my attention is that if something catastrophic does happen you will get treatment and just be in debt for 100k or whatever the bill is. if you keep your money in a safe box or buried in the ground or something, they cant take that from you. if you own a house thats a whole different story.

personally, since im 20 i dont have many assest to lose. if i am in debt for 100k cant i just move to another country outside of us jurisdiction and avoid paying the debt, or how does this work? i really have no interest in living in america for the rest of my life anyway, and forsee myself moving to the caribean sometime in my 30s hopefully.

under these circumstances, shouldnt i just avoid getting insurance and if something catastrophic does happen i just move to another country?

is this even legal?

[/ QUOTE ]

Wouldn't it be much easier to just get catastrophic coverage that will likely cost less than $80 per month?

Re: how many of you buy medical/dental insurance? And how much is it?
 

from what i understand catastrophic coverage will run 300/m. i havent looked into it personally however, out of sheer laziness. this figure was given to me by members of this forum. is it correct?

Re: how many of you buy medical/dental insurance? And how much is it?
 

[ QUOTE ]
from what i understand catastrophic coverage will run 300/m. i havent looked into it personally however, out of sheer laziness. this figure was given to me by members of this forum. is it correct?

[/ QUOTE ]

It is dependent on the state you live in, I believe. I'm a 27 year old male and pay $45 a month with a $1500 deductible in WI. Ten minutes and a google search would give you your answer.