Re: What to give guys in their early 20s for Xmas?
 

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ARRGGGHHH!!!!! Nooooooooo!!!!! You were doing so well. Cash is just about the most thoughtless, offensive "gift" possible. Just don't do it.

If you actually want to help a young impoverished relative with a car/house/retirement fund/whatever, talk to them about it separately. That is not a Christmas present - put some thought in and get them something specific to the individual!

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I always liked receiving cash at Christmas. Better than some lame stuff you'll just toss aside, or some other stuff that is "close" to what you really want.

Re: What to give guys in their early 20s for Xmas?
 

If they drink, you could buy them a *nice* bottle of something that they would never purchase themselves. You will endear as the favorite uncle.

Re: What to give guys in their early 20s for Xmas?
 

Uncles are allowed to give cash for holidays and birthdays. Not such a good idea for your girlfriend or boyfriend, but uncles can get away with it.

For more details, see the relevant Seinfeld episode.