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#2
05-04-2005, 04:17 PM
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Re: If you had $5000 cash to invest
In the stock Market, GM and Ford are about to hit Island-Bottom. So there really good to pick up right now, Depends how much you want to diversify, But depending on your age you should throw 4k into a Roth IRA if you don't have one set up already.
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#3
05-04-2005, 11:30 PM
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Re: If you had $5000 cash to invest
#1 rule is don't listen to other peoples stock tips, ever. it never ceases to amaze me that human nature is such that someone will thoroughly research a $500 TV before they buy it, but will put a significant portion of their net worth into a stock just because someone told them to.
best way to invest that cash is to put it in a money market and in the meantime buy some books and learn as much as you possibly can before you even think about buying a stock.
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#4
05-04-2005, 11:36 PM
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Re: If you had $5000 cash to invest
Index fund. Let me repeat. Index fund. 80% of mutual funds fail to outperform the broad market.
Index fund. When you get some play money, you can dabble in stocks. Otherwise.... index fund. Did I mention index funds? natedogg
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#5
05-05-2005, 09:05 AM
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Re: If you had $5000 cash to invest
If I didn't need it for at least 5 years, an S&P fund. If there was a good chance I needed it before that, a money market fund or something similar with less return and less risk.
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#6
05-05-2005, 09:06 AM
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Re: If you had $5000 cash to invest
Oh, and I'd stay the hell away from GM. There's a reason they are tanking.
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#7
05-05-2005, 03:40 PM
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Re: If you had $5000 cash to invest
[ QUOTE ]
If I didn't need it for at least 5 years, an S&P fund. If there was a good chance I needed it before that, a money market fund or something similar with less return and less risk. [/ QUOTE ] I think that "5" number should be more like "30". Vanguard has a short-term bond fund that you can write checks out ot. Better returns than savings, but still available at a moments notice.
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#8
05-05-2005, 04:16 PM
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Re: If you had $5000 cash to invest
Well, I kind of agree. I just assume from the typical 2+2 demographic that he's young, has a decent income now, and an income that should be expected to increase pretty decently over the next 5-10 years, so he should have a fairly high risk tolerance. As a default I'd put the years at 10, but its pretty individualized.
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#9
05-05-2005, 05:20 PM
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Re: If you had $5000 cash to invest
Look at these spy, dia, qqq and many others. Also join this club for $12.00 per month www.investors-club.com
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