Mutual funds etc.

[college_boy]

I realize the best answer will be it depends but I'd like to get some advice from people who know what they're talking about. My idea is to open up three mutual funds from ING direct(low moderate and high risk) and take 300 dollars every month to put 100 dollars in each. I have a couple of questions: 1 is this the best and safest plan for long term growth. 2 Is ING direct a good place to invest? I know little to nothing about the stock market so excuse my ignorance. Any and all advice is welcome. Thanks