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Snap a towel at it.

Seriously, I've never been in a locker room where anyone was naked, and I don't plan on it ever happening.

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I am curious as to under what context people are not naked at some point in a locker room. Are they there on their coffee break?

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The high school slackers who don't change into their gym clothes. They sit on the side of the gym or pool and hang out during class. This is what I did because I was going to fail the class anyway, so I just said fuk it, I'm never doing anything.