[12AX7]

Well... I'm going to give you the easy answer from HLLHE (Lee Jones)

Essentially he states:

"We believe you are not losing much by folding in this situation if there's a bet ahead of you. If it' checked ahead of you take the free card and hope you turn top pair.

...

Expert players are able to make some money with two overcards but you are not giving up much if you by dropping them unless you have other possibilities [discussed later in the text]..."[WLLHE 2nd P.109]

That having been said WLLHE is for that mythical loose low limit game. And it wasn't aimed at making you an expert.

So if you want to optimize, then I'd have to side with the rest of the posters and say, some study is required.

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