[jakethebake]

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I guess the point is that people should take the cost of vet bills into account when getting a dog.

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I agree.

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If people budgeted for it, even relatively poor people can afford a dog.

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Have you priced vet bills lately. My wife is a Vet Assistant and what some people pay is just insane. They'll pay bills that are literally thousands of dollars for cancer surgery for 15 year-old dogs. Or there's hip- and knee-replacements. It's nuts. The point is that you can't budget for that. I don't think I could pay it. Frankly this is a question I've debated with myself from time-to-time. I do love my dog. But just how much would be too much? I dunno.