Random charge on my account

[LetYouDown]

Recently moved to Florida from NY. Liked my bank up north, don't even get me started on banks down here. Anyway, I've moved the vast majority of my recurring monthly accounts to my new debit card and that aspect is fine. My plan was to fizzle out my NY debit card until the account was virtually empty and then close it and get my check for $4.04 or whatever.

I was down to $78 left in the account when all of a sudden, this charge for $100 appears from "Systems Network" in Salinas, CA. Does ANYONE know what this could be? It's causing me to overdraw (which isn't cheap) and it's exactly $100. Haven't been to CA in 15 years, nor do I recall using my old card for anything that costs $100. I never had a recurring transaction of this amount. It strikes me as very strange. Currently it's pending against my account and my northern bank can't tell me anything about it until it clears (and I have to pay the overdraw fee).

Does anyone know what "Systems Network" in Salinas, CA is? It's such a ridiculous name that I can't even google it and find anything relevant.

Call the bank and ask??

[xadrez]

I think you should be calling your bank, not asking us. Im not trying to be rude here, the same thing happened to me and it was fraud (mine was from like "Western Account Service" in Iowa or something).

[ScottyP431]

"my northern bank can't tell me anything about it until it clears (and I have to pay the overdraw fee)."

Gunny/justfademe/xadrez need to brush up on their reading comprehension

[xadrez]

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"my northern bank can't tell me anything about it until it clears (and I have to pay the overdraw fee)."

Gunny/justfademe/xadrez need to brush up on their reading comprehension

[/ QUOTE ]

no hablo english

[LetYouDown]

LOL, it just pisses me off that I will probably have to pay a $35 fee for overdrawing when I'm 99.9% sure this is either fraud or a mistake of some kind. In the grand scheme of things, I really don't care about $35...it's more principle than anything.

[BoogerFace]

My guess would be it's an ATM withdrawl. But call the bank to verify.

[xadrez]

LetYouDown,
Pay the fee, then dispute the charges and hopefully youll get everything back in a month or so.

[LetYouDown]

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My guess would be it's an ATM withdrawl. But call the bank to verify.

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That's what I initially thought. $100 is far too exact. However, I almost always withdraw $200 when I go to the ATM...and I know I haven't used that card recently in an ATM. Oh well, I figure in 24-48 hours it'll be posted and I'll either be an idiot for forgetting something or be pissed off.

[Alobar]

google?

[LetYouDown]

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google?

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It's such a ridiculous name that I can't even google it and find anything relevant.

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[utmt40]

First off who do you bank with? I work with SunTrust Bank and I know we have banks down in Fla and would be happy to help you set up an account here. Secondly, as for a charge that you didnt make you will need to contact the bank and fill out and affidavit form and you should be good to go.

[Alobar]

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google?

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It's such a ridiculous name that I can't even google it and find anything relevant.

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I need to learn to read an entire post before I respond.

please forgive me