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View Full Version : Stupid college student;

11-01-2005, 07:01 PM
Quick question, make fun of me as much as you want.

I have had a bank account in my hometown for about 2 years with no problems, its a simple student checking account. Now that I'm in college (out of state) I ran the balance down to about 2 dollars. It sat at 2 for a while.

About a week ago in a drunken stupor I signed up for a few online services (was just a service to make international telephone calls so I could call a friend), and they said that it was a free trial that lasted for one month. Anyway, I cancelled it the next morning, and they still charged me.

This of course pushed my bank account balance to about -$45 US. I have never had a negative balance.

Is this going to be a problem assuming it only lasts for like a day or two until I get some funds sent into it?

Will this hurt my credit?

Thanks..
swede123
11-01-2005, 07:03 PM
Just call the bank and explain the situation. Have your parents deposit some cash into the account asap, and there won't be any negative effects (other than a possible overdraft fee from the bank).

Swede
ClaytonN
11-01-2005, 07:09 PM
Get a job?
d10
11-01-2005, 07:23 PM
[ QUOTE ]
Will this hurt my credit?

[/ QUOTE ]

No
RacersEdge
11-01-2005, 07:56 PM
No, the worst part will be if your bank charges you for an overdraft - maybe like $30.
SossMan
11-01-2005, 08:07 PM
[ QUOTE ]
[ QUOTE ]
Will this hurt my credit?

[/ QUOTE ]

No

[/ QUOTE ]

only if you don't take care of it for a long time and it goes to collection. then your fuked.
Sponger15SB
11-01-2005, 08:10 PM
You signed up just for this?
TheMainEvent
11-01-2005, 08:14 PM
[ QUOTE ]
About a week ago in a drunken stupor I signed up for a few online services (was just a service to make international telephone calls so I could call a friend), and they said that it was a free trial that lasted for one month. Anyway, I cancelled it the next morning, and they still charged me.

[/ QUOTE ]

You know, nobody here would make fun of you if you just admitted to signing up on a porn site.
WackityWhiz
11-01-2005, 08:29 PM
[ QUOTE ]
[ QUOTE ]
About a week ago in a drunken stupor I signed up for a few online services (was just a service to make international telephone calls so I could call a friend), and they said that it was a free trial that lasted for one month. Anyway, I cancelled it the next morning, and they still charged me.

[/ QUOTE ]

You know, nobody here would make fun of you if you just admitted to signing up on a porn site.

[/ QUOTE ]

and some, like myself, would be rather jealous...
SoloAJ
11-01-2005, 09:31 PM
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
About a week ago in a drunken stupor I signed up for a few online services (was just a service to make international telephone calls so I could call a friend), and they said that it was a free trial that lasted for one month. Anyway, I cancelled it the next morning, and they still charged me.

[/ QUOTE ]

You know, nobody here would make fun of you if you just admitted to signing up on a porn site.

[/ QUOTE ]

and some, like myself, would be rather jealous...

[/ QUOTE ]

Porn sites cost $47?....Good lord. No wonder some of you have to be so good at p*ker.