Dazarath
08-03-2005, 03:00 PM
I've been using Wells Fargo for a few years, and after a couple incidents, I just got a bit annoyed. I decided to open an account at Washington Mutual because they don't charge a monthly fee. After trying to deposit a couple checks there, I realized that Wamu is even more annoying. I don't know if it's just the specific location I visited, but waiting in line for 30 minutes to deposit a check is worse than paying a few bucks a month. (It's probably -EV considering that I could be playing poker in that time.) For other people who use Wamu, do you run into the problem that the banks are always full of people?
This is what I'm looking for in a checking account:
- low (or no) monthly fees
- good customer service (including low wait times at a bank, this is probably more important than the fees)
- easy to use online banking
- I guess I'd like "no hidden fees" but I don't really know what that means. Do any banks charge for ACH transfers?
- ATM availability. I'm either in the bay area or LA area all year, so no banks that don't have branches there
I can't think of anything else at the moment, but any suggestions would be greatly appreciated.
This is what I'm looking for in a checking account:
- low (or no) monthly fees
- good customer service (including low wait times at a bank, this is probably more important than the fees)
- easy to use online banking
- I guess I'd like "no hidden fees" but I don't really know what that means. Do any banks charge for ACH transfers?
- ATM availability. I'm either in the bay area or LA area all year, so no banks that don't have branches there
I can't think of anything else at the moment, but any suggestions would be greatly appreciated.