IGM pay declined

[oljumpstart]

I made a $500 deposit on Party for the last bonus through IGM pay. When they attempted to withdraw the funds from my account, my bank would not release the money due to a "possible ACH rules violation". /images/graemlins/confused.gif It was not a big deal, as I had already cleared the bonus, and was up at the time so party simply removed the $500 from my account. I am curious though, what would have happened if I was down at the time? If I owed them money what could they do other than threaten to ban me from the site if I refused to pay them the difference?

[TheHammer24]

Someone posted a long time ago about how he screwed party and Empire out of about 1000 dollars by depositing without sufficient funds. At the time, all he had gotten was e-mails and a phone call asking him to pay it back.